Since credit unions are not-for-profit, earnings are either distributed to members in the form of better rates on savings or invested in new or improved services for the membership. Listed below are the services provided by IDFCU.

ATM Cards - Need cash on-hand? Our ATM Cards are accepted wherever there is a MAC, Cirus, or Plus symbol. ATM Cards will allow you access to both your Share and Share Draft accounts. Balance inquiries are no charge, actual transaction fee is only $1.00.

Direct Deposit - Dislike long lines at the bank on payday? Is your paycheck better off out of sight, out of mind? IDFCU allows members to deposit their paycheck directly into any share or share draft account. Direct Deposit can help you save your money.

Travelers Checks - Going on vacation? Do not like to carry a lot of cash? To simplify your life, we also offer Travelers Checks. You can travel light and easy, without the hassle or worry of whether or not you have enough cash or if lost or misplaced money. You will need to sign for these in person at the IDFCU office.

Money Orders - Some companies don't accept personal checks and you do not have a credit card, what can you do? Send a Money Order. Your payment may post faster than sending a check, which usually takes 5 - 7 business days plus additional time for the company to process and post your payment. You will need to come to the IDFCU office in person to get a Money Order.

Wire Transfer - Need to wire $200.00 or more to a local financial institution or have not applied for an ATM Card? Then Wire Transfer is for you. Contact the IDFCU office to make a Wire Transfer.